Life Insurance for Beginners

Apparently were email among some elements somebody has offered you life insurance now my dinkum wama or um Deepa which Stephanie watches t...

Apparently were email among some elements somebody has offered you life insurance now my dinkum wama or um Deepa which Stephanie watches the video first and then sooner early them remove offered in CNN life insurance so you definitely need this video as a guide Cheers previously I've been working for a life insurance company as an insurance advisor for the past three and a half years and the headline I gained some experience and knowledge regards to this topic so that's what I love to share to you today in this video first things first what I said life insurance and thus everybody needs a life insurance basically life insurance is a financial product that gives protection to you or your family with regards to unexpected things that happens in life but it's dead whether it's an accident or whether it's a canticle illness that you develop the next question is thought does everybody means that insurance how I highly encourage everyone to get a life insurance cause at some point in time beneficiary some oil family will benefit from the life insurance a Hawaiian more pero I'd love to have you and popular opinion go so single immunity veto if you re breadwinner for your family or tandem and parents can American

dependents second eating situation you definitely definitely definitely need to have a life insurance pair open pack fresh cod kappa language and dependents really need a life insurance for me this is a gray area si papa of course someone who has personal finance I believe I'd really encourage everyone to have a life insurance parole again canang but if you still can't afford to get a life stress or kendama goddammit money to do something more productive like starting a business you co-captain impera more poor gentleman use the money to take people's that degree or a master's degree

Saburo you could big chance or take risk with life but as soon as afford Mina then that's a time you definitely go get a life picture at the next question that I'd love to ask myself is how much insurance do I need to insert myself and how much percentage of my income should go to my life insurance the pretty basic answer come Canada pet insurance more for yourself it's just multiply big 120 comma gunning in the castle small for your family it's mud let's see if he doesn't live in a gas smell for your family your dependents each month so fifty thousand just multiply it by 120 and that six million so you need a insurance smoker yourself and

that should put you in the ballpark again this is just a rough computation your basic idea Elenita

is at Liseberg by 10 years worth of expenses for your family course a vanilla if you provide 10 year window up expenses for your family your new time window you'll time frame concern app but just now you family more financially from the incident that happened again I want to emphasize that's just enough computation we didn't factor in

inflation here in lifecycle inflation of your family course case a family from ecology and holding the 10-year window so obviously that but much more touched by your life insurance more it's gonna need support

the next question that I have for myself is how much of my money should go to my life insurance so for this one well I want definitely answer for this question I say it's how much insurance that you need that dictates car mechanic a gaseous is know for your insurance and obviously if mama Tosh is value neutral on more the more expensive your

insurance will be if you could afford to mechanic depatment

insurance in one insurance policy the better very most cases exchange in amending the knee

giving them integrated afford the forum a lamb no amount of life insurance so what I suggest is use not an example go honey now where you need six million worth of life insurance so what I suggest is to chop it into several policies so canto

for example so Union policy more you just need to get pattern two million worth of insurance then optimize things well do more as too much things read them at the back after two years you get another two million so many 1/4 million worth of insurance then but Tomas not inspect the mode then you add another two million worth of insurance after two years then in that case tiba Naboo moon a six million worth of insurance Nehalem add more again particular man como and a multiple insurance and that is the better way to do it

third question Costa Rica is a real insurance the best type of insurance if you have already met an insurance advisor metamagnetic meaning vul insurance so the answer to this to this question is it depends

um based on my experience before 90 to 95 percent of the time the clients refer the US insurance Cocina American on life insurance at the same time initial investment component so open and open a low debe so what's the patch the access it has more piece and charges compared to irregular term insurance because a regular term insurance only covers um life insurance Malaysia an investment component in it to justify you've Yule insurance why does it has more charges it's because merica investment component in it in marathon fund managers that manages your money more so that

justifies combat medicine additional charges more than interview insurance pero at all this is just made your opinion when the sub view it makes more sense and when it does not if you are a typical working Filipino and allowing a much daily living when I got gasoline willing the new paramour over

nonsensical things then just put your money only view and insurance and Alamosa really wanna wala investment sense in yourself then you in most cases cleaning the Metallica so

Grantham pace more you should doesn't mean up put your money in a vol

difference but if you feel that you want to manage your own money in

educate yourself more to invest in u8f mutual funds stocks real estate or pediment in bamboo non-capital more money more for business then definitely a big term insurance is better for you more than tvol because the mana

management fees lastly this is just also based on my own opinion if you want a head specific now life insurance customers concerned because I had more then definitely go get it help specific my life insurance rather than evo anime she I being a writer there are a lot more ways and facets of life insurance but the motion limited are for estate taxes Opaka no allaha you mama in the mouth

no family mobilization Barbarella estate taxes because you life insurance more will provide fun by against estate taxes or can demand you want to leave a legacy so if no allah it will ensure that your family move will have a financially prosper and prosperous life throughout the lifetime SOPA de Mouton contingent but those are advanced ways on how you could leverage life insurance but for the meantime in basic and fundamental Houston life insurance is to provide financial protection for yourself and your family to uncertainties in life those are the things ask yourself before getting a life insurance if I miss something or Marin questions shoot them in the comment section down below lastly I thought this is supposed sale service so I highly encourage you to ask your advisor to do a annual reviewer of your policies cos every element of the bad one day needs more so the bubbly moment makanda eating dozen a policy for the policies so in LA I think that's also important to add in this video lastly

last align the Gaston had please enjoy yourself Marcus Emily Maupin Benton Allen advisor Magnum policy name land so I think it's also better to be precautionary so that's it if you have questions please shoot in the comment section down below

and you know please don't forget to hit the like button and subscribe to my channel so in that panel I would love to prank ask for additional help in Los Angeles